When the chips are down, there's nobody there. Apprentice horse trainer Daisy Matthews grew up on the streets of Chicago, and if she learned anything, it was that she could count on no one to help her, ever. She knows she has to tough it out, protect herself, and when necessary, protect anyone she cares about. All by herself. No one else will do it for her. Wealthy businessman Nick Underwood receives a thoroughbred in payment for a bad debt and is thrust into Daisy's world. She teaches him about horse racing; he teaches her about love. When Daisy's seamy brother-in-law threatens Nick's safety, she doggedly tries to stop him by herself, but flees to the familiar streets when he attacks. Can Nick find her in time - and if he does, will she still want him?